PCP is a great financial way to change your car. You can have lower monthly payments making your budget go further. Monthly payments will be lower than traditional hire purchase and personal loans over the same term, enabling you to buy a newer, higher specification and higher value car for the same monthly budget. You will be able to change your car every 2, 3 or 4 years.
PCP will give you a GFV (guaranteed future value) that will protect you against negative equity. You just choose the term you would like the finance over and select the mileage that you will cover per year in order to obtain the GFV.
At the end of the PCP term you will have 3 options:
You can either return the car to us and pay nothing more, as long as the vehicle is in good condition (fair wear and tear accepted). The mileage must be within the agreed limit and all the contractual monthly payments must have been made.
You can part exchange the car for a newer one, subject to payment of the outstanding finance. Any equity over the GFV is yours to put as a deposit on a newer car.
Finally you have the option of paying the final lump sum (GFV) and own the car outright.
We also offer competitive traditional Hire Purchase. Deposits can be from as little as 5% of the purchase price and decisions are normally made within an hour of proposal.
To calculate the term, balance and payments to suit your monthly budget simply click on the FINANCE CALCULATOR tab beneath an individual vehicle listing under our USED CAR section.
All finance is subject to status.
Moff Motors Ltd
- 01963 350310
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